There are fees for using the platform as a depositor and as a borrowing. These keep the system relatively sound.
100% of these fees go directly to the burner contract; there's no humans involved collecting or managing said fees.
There is a 1% initiation fee on the borrowed amount. There's a 25% discount if you're staking KAE.
Extended debts pay the discounted rate of 0.75% on the borrowed amount
There is a 10% fee on the interest to be earned when depositing. There's a 25% discount if you're staking KAE.
Interest redeposits pay the discounted rate of 7.5% on redeposited amount
There are no withdrawal fees.
However, if you withdrawing your deposit before there's any interest available to be claimed, the interest that would've been earned is forfeit.